On Air: STRAY FM

Top 10 scams involving elderly people

Begging hands

Published at 3:05pm 18th June 2018.

Home Instead Promoted by
Home Instead

June is Scams Awareness Month and it's revealed that elderly people are commonly falling victim. 

Home Instead who provides home care for people in Harrogate, Ripon and Thirsk have teamed up with Think Jessica, a charity which spreads awareness of scams  and helps victims and their families with support

Caregivers from Home Instead are professionally trained to spot the signs in people who many have been affected by scams, but you too can help elderly people to stay safe. 

The following list shows the most common ways that elderly people fall victim to scams. If you have an elderly relative or friend, this is well worth a read. 

Alternatively you can read the full version of the Senior Fraud Protection from Home Instead.

Top scams involving older people

  1. Courier Scams: Scammers call the victim claiming to be from their bank and tell them that their debit or credit card needs collecting. The scammer then instructs the victim to hang up and call the bank to ensure the issue is genuine. However the criminal stays on the line, tricking the person into thinking they’re calling their bank. The fraudster will then ask the victim to key in their PIN number, before sending a courier to collect the card. The victim is told the card is going to the bank to be changed but actually the scammer keeps it and uses it to buy goods or withdraw funds from the victim’s account. Known as the courier card scam, the average age of victims is 69, showing that it is predominantly the elderly who are being targeted. 
    Empty envelope with red pencil
  2. Lottery and Prize Draw Scams: Victims are told they have won a large cash prize, but are asked to send a fee in order to release it. Between 2012 and 2013, 1 million (2%) of UK adults sent money in reply to unsolicited communications and just under one-half (almost 500,000 people) are believed to have been defrauded as a result, costing UK individuals an estimated £3.5 billion in total (1). It is, however, believed that this is just the tip of the iceberg as many victims do not wish to speak up or do not think it’s worth reporting this sort of crime. Lotto ticket
  3. Phishing Scams: Older people are increasingly receiving messages either via post or email that appear to be from a legitimate company or institution, asking them to update or verify their personal information. Often they pose as banks or building societies, saying there is a problem with their account and asking for sensitive details or cash.Calculator with pen and paper
  4. Missed Call Scam: A person receives a missed call from a number beginning in 070. This appears to be a call from a mobile phone. However, when you call the number back, the call is immediately dropped or an engaged tone is played and you are charged a high premium for making the call. If you receive a missed call from these premium rate numbers, do not call back.
    Man in suit with mobile phone in hand
  5. Fake Charities: Calls, or even visits, are received from individuals claiming to be raising funds for a reputable organisation or charity and requesting donations. However the caller is not authorised to be fundraising for the organisation. Sometimes the caller may donate a token amount to the charity, however more often the total extent of the donated funds is kept by the scammer.
    Begging hands waiting for money
  6. Internet Fraud: Pop-up browser windows simulating virus-scanning software fool victims into either downloading a fake anti-virus program (at a substantial cost) or an actual virus that will open up whatever information is on the user’s computer to scammers. Older internet users’ unfamiliarity with the less visible aspects of browsing the web (firewalls and built-in virus protection, for example) makes them especially susceptible to such traps. Man in dark room with laptop
  7. Identity Theft: The number of incidents involving the fraudulent use of personal information rose 24% in 2012 from the previous year’s figures. Older people are often targeted by people claiming to be conducting a survey. During questioning, the caller may obtain sufficient information to match information available in the public domain in order to be able to take a loan out against the person’s property, take out credit cards, or obtain credit. Unless reported, the person becomes liable for the debt incurred.

     

    Driving license

     

  8. Clairvoyant Scams: The scammer writes a generic letter, showing false concern and pretending that they are going to a lot of trouble to give the reader good health, wealth and happiness. Clairvoyant scammers will often blackmail their victims by telling them that they will be plagued by bad luck if they don’t send money.Psychic reflective ball
  9. Catalogue and Brochure Scams: Scammers send out literature selling a variety of different products including jewellery, wines, clothing and items for the home and garden. They guarantee prizes or rewards to those who order but the prize is never sent. Instead, they send out ever more dazzling promises in order to get more orders.Catalog with sticky notes
  10. PPI Scams: Victims receive a call from someone claiming to be from a claims handling company. They are told they have been awarded compensation for mis-sold Payment Protection Insurance but need to give their bank details and make a payment to release.Piggy bank with pile of one pound coins

Nick Hancock from Stray FM's Health and Wellbeing Show went along to meet Sheena Van Parys and Carol Bray at Home Instead to find out more. 

 

 

More health and wellbeing stories from Harrogate, Craven and Wharfedale

Email Icon

Sign up for exclusive news, competitions and offers.
Proper Local News updates from Stray FM

Newer article

Getting divorced with someone overseas?

Business: International divorce is important to get right.

Older article

Divorce: A Blame Game

Business: Could no-fault divorce be on the way?

Top articles

Harrogate budget: Six talking points from 2019/2020 financial plan

Harrogate, Craven & Wharfedale: Could life guards be replaced by cameras? It's just one of the discussions from last week's budget.

Brit Awards 2019: The 1975 win best British album and best group

National: The 1975 have been crowned the big winners at the Brit Awards, picking up the night’s top prizes for best British album and group — and addressing male misogyny in the industry as they did it.

Samsung unveils foldable phone and 5G version of Galaxy

World: Samsung has unveiled its first foldable smartphone - the first device of its kind from a major phone maker.

NBA stretch run: Bold predictions for the remainder of the regular season

Sport: How will the remainder of the NBA regular season unfold? Read our bold predictions then have your say on the storylines raised by voting on each topic.

Brit Awards 2019: The 1975 win best British album and best group

Showbiz: The 1975 have been crowned the big winners at the Brit Awards, picking up the night’s top prizes for best British album and group — and addressing male misogyny in the industry as they did it.

EXCLUSIVE: Emmerdale producer feels amazing to win NTA for third year running

Harrogate, Craven & Wharfedale: The Yorkshire Soap was voted Best Serial Drama at the glittering National Television Awards last night.

WATCH: 43 Minutes of Queen in the 70s

70s: The band's team have put together highlights of the their early career including some iconic performances.

Behind The Scenes: Policing rural North Yorkshire

Harrogate, Craven & Wharfedale: Stray FM went out on a shift with Craven's Neighbourhood Policing Team.

Can owning a pet make you live longer?

Family: Pet owners are reaping the benefits.

Popular car showroom re-locates to Thorp Arch

Business: Buying and selling new and used cars.

Top Party Dresses for the Festive Season

Christmas: Local Blogger, the Harrogate Girl, picks the best frocks, gowns and outfits for the big Christmas parties of 2017.

"This will make my kids' Christmas"

Harrogate, Craven & Wharfedale: Stray FM and Slingsby Gin offer a little light to a family who've had a tough year just before Christmas

Delve into deliciousness at Mother Shiptons Inn

Test pages: We sent Stray FM's James Stanley to try out the new menu at Mother Shipton's Inn Knaresborough.

A59 CLOSED in both directions at Upper Poppleton

Harrogate, Craven & Wharfedale: It's after an accident - emergency services are on scene

LIVE: Stage 4 of the Tour de Yorkshire

Harrogate, Craven & Wharfedale: The Final stage of the Tour de Yorkshire is on today today, passing through Otley, Blubberhouses, Pateley Bridge and Skipton.

Tour de Yorkshire host venues confirmed

Harrogate, Craven & Wharfedale: There'll be no re-run of this year's memorable Tour de France stage finish in Harrogate.

North Yorkshire districts among best places to live in UK

Harrogate, Craven & Wharfedale: Three parts of North Yorkshire have been named in the top ten places to live in the UK.

Poll

Have you kept up your New Year Resolution

Trending in Yorkshire

Harrogate budget: Six talking points from 2019/2020 financial plan

Could life guards be replaced by cameras? It's just one of the discussions from last week's budget.

A59 CLOSED in both directions at Upper Poppleton

It's after an accident - emergency services are on scene

Health watchdog accuses NHS of misleading council over loss of mental health beds in Harrogate

Councillors fear patients in North Yorkshire may have to travel to the Tees Valley for treatment

Cuts to Pupils Referral Units APPROVED

It means schools such asThe Grove Academy in Harrogate face an uncertain future.

Man arrested in connection with Harrogate robbery

It follows an incident on Sunday.

More news...